/**
 * Account Data Transfer Object
 * Matches Prisma Account model schema
 */
export declare class AccountDTO {
    id: string;
    availableBalance: number;
    bookBalance: number;
    referralBalance: number;
    pendingReferralBalance: number;
    cashbackBalance: number;
    isPinSet: boolean;
    userId: string;
    hasRestrictions: boolean;
    holdAmount: number;
    createdAt: Date;
    updatedAt: Date;
}