{
    "errors": {
        "00": "Success",
        "01": "Refer to card issuer",
        "02": "Refer to card issuer's special conditions",
        "03": "Invalid merchant",
        "04": "Do not honor (pick up)",
        "05": "Do not honor",
        "07": "Special conditions (pick up)",
        "12": "Invalid transaction",
        "13": "Invalid amount",
        "14": "Invalid card number (no such number)",
        "15": "No such issuer",
        "17": "Customer cancellation, reversal",
        "18": "Customer dispute, chargeback",
        "19": "Re-enter transaction",
        "20": "Invalid response",
        "21": "No action taken, reversal",
        "22": "Suspected malfunction, reversal",
        "23": "Unacceptable fee",
        "24": "File action not supported by receiver",
        "25": "Unable to locate record in file",
        "26": "Duplicate file action record, old record replaced",
        "27": "File action field edit error",
        "28": "File action file locked out",
        "29": "File action not successfull / contact Acquirer",
        "30": "Format error",
        "31": "Issuer not supported by switch",
        "32": "Completed partially, reversal",
        "33": "Expired card (pick up)",
        "34": "Suspected fraud (pick up)",
        "35": "Card acceptor contact acquirer (pick up)",
        "36": "Restricted card (pick up)",
        "37": "Card acceptor contact acquirer's security department",
        "38": "Allowable number of PIN tries exceeded (pick up)",
        "39": "No account of type requested",
        "40": "Requested Function not supported",
        "41": "Lost card (pick up)",
        "42": "No universal account",
        "43": "Stolen card (pick up)",
        "44": "No investment account",
        "51": "Not sufficient funds",
        "52": "No checking account",
        "53": "No savings account",
        "54": "Expired card",
        "55": "Incorrect PIN",
        "56": "No card record",
        "57": "Transaction not permitted to cardholder",
        "58": "Transaction not permitted to terminal",
        "59": "Suspected fraud",
        "60": "Card acceptor contact acquirer",
        "61": "Exceeds withdrawal amount limit",
        "62": "Restricted card",
        "63": "Security violation",
        "64": "Original amount incorrect",
        "65": "Exceeds withdrawal frequency limit",
        "66": "Card acceptor contact acquirer's security department",
        "67": "Hard capture, pick up",
        "68": "Time out of issuer response",
        "75": "Allowable number of PIN tries exceeded",
        "76": "Key synchronization error",
        "77": "Reserved for private use",
        "78": "Customer not eligible for POS",
        "79": "Reserved for private use",
        "80": "Stale dated transaction",
        "81": "Issuer requested stand-in",
        "82": "Count exceeds limit",
        "83": "Reserved for private use",
        "84": "Time limit for pre-authorization reached",
        "85": "Reserved for private use",
        "86": "Cannot verify PIN",
        "87": "Check already posted",
        "88": "Information not on file",
        "89": "Card verification value verification failed",
        "90": "Cutover in process",
        "91": "Issuer or switch is inoperative",
        "92": "Transaction destination cannot be found for routing",
        "93": "Violation of law",
        "94": "Duplicate transmission",
        "95": "Reconciliation cutover or checkpoint error",
        "96": "System malfunction",
        "98": "Other other",
        "99": "Other Error"
    }
}