{
    "term": "credit",
    "partOfSpeech": "noun",
    "academic": true,
    "ox3000": true,
    "cefr": "a2",
    "definitions": [
        {
            "senseNumber": 1,
            "definition": "an arrangement that you make, with a shop for example, to pay later for something you buy",
            "sensetop": "on credit",
            "cefr": "a2",
            "ox3000": true,
            "examples": [
                {
                    "text": "to **get credit**"
                },
                {
                    "text": "We bought the dishwasher on credit.",
                    "contextForm": "on credit"
                },
                {
                    "text": "to offer **interest-free credit** *(= allow somebody to pay later, without any extra charge)*"
                },
                {
                    "text": "Someone with a bad **credit history** is less likely to be lent money."
                },
                {
                    "text": "a credit agreement"
                },
                {
                    "text": "a **credit facility**"
                },
                {
                    "text": "Your **credit limit** is now £2 000."
                },
                {
                    "text": "He's a bad **credit risk** *(= he is unlikely to pay the money later)*."
                },
                {
                    "text": "The **credit crisis** is far from over."
                },
                {
                    "text": "I bought it on credit."
                },
                {
                    "text": "If you don't have a regular income you may be unable to get credit."
                },
                {
                    "text": "Most shops selling furniture or electrical goods will offer credit."
                },
                {
                    "text": "The credit report will show all the consumer debt a person has."
                },
                {
                    "text": "people with poor credit histories"
                },
                {
                    "text": "We offer two months' interest-free credit."
                }
            ],
            "topics": ["Shopping", "Money"],
            "collocations": {
                "adjective": ["long-term", "short-term", "interest-free"],
                "verb + credit": ["have", "use", "get"],
                "credit + noun": ["account", "agreement", "arrangement"],
                "preposition": ["on credit"],
                "phrases": ["a letter of credit"]
            }
        },
        {
            "senseNumber": 2,
            "definition": "money that you borrow from a bank; a loan",
            "labels": "(informal)(informal)(British English)(North American English)(informal)(informal)(informal)(British English)(US English)(formal)(especially North American English)(British English)(especially British English)(especially British English)(North American English usually)(informal)(informal)especially North American English",
            "cefr": "a2",
            "ox3000": true,
            "examples": [
                {
                    "text": "The bank refused further credit to the company."
                },
                {
                    "text": "Local lenders are more likely to **extend credit** *(= lend money)* to smaller, more marginal borrowers."
                },
                {
                    "text": "We propose to expand credit in order to create demand."
                },
                {
                    "text": "increases in debt created by credit expansion"
                }
            ],
            "topics": ["Money"],
            "collocations": {
                "adjective": ["long-term", "short-term", "interest-free"],
                "verb + credit": ["have", "use", "get"],
                "credit + noun": ["account", "agreement", "arrangement"],
                "preposition": ["on credit"],
                "phrases": ["a letter of credit"]
            }
        },
        {
            "senseNumber": 3,
            "definition": "the status of being trusted to pay back money to somebody who lends it to you",
            "cefr": "c1",
            "examples": [
                {
                    "text": "Her credit isn't good anywhere now."
                }
            ],
            "topics": ["Money"]
        },
        {
            "senseNumber": 4,
            "definition": "money that you have in your bank account; if you or your bank account are in credit, there is money in the account",
            "cefr": "b2",
            "ox3000": true,
            "examples": [
                {
                    "text": "You have a credit balance of £250."
                },
                {
                    "text": "My account is in credit."
                }
            ],
            "topics": ["Money"],
            "collocations": {
                "adjective": ["direct"],
                "verb + credit": ["have"],
                "credit + noun": ["balance"],
                "preposition": ["in credit", "credit of"]
            }
        },
        {
            "senseNumber": 5,
            "definition": "a sum of money paid into a bank account; a record of the payment",
            "cefr": "b2",
            "examples": [
                {
                    "text": "a credit of £50"
                },
                {
                    "text": "You'll be paid by direct credit into your bank account."
                },
                {
                    "text": "I have three credits on my bank statement."
                }
            ],
            "topics": ["Money"],
            "collocations": {
                "adjective": ["direct"],
                "verb + credit": ["have"],
                "credit + noun": ["balance"],
                "preposition": ["in credit", "credit of"]
            }
        },
        {
            "senseNumber": 6,
            "definition": "the right to use a service up to a certain limit, paid for in advance",
            "examples": [
                {
                    "text": "My phone's run out of credit."
                },
                {
                    "text": "to add credit to your phone"
                }
            ]
        },
        {
            "senseNumber": 7,
            "definition": "a payment that somebody has a right to for a particular reason",
            "labels": "(specialist)",
            "examples": [
                {
                    "text": "The child tax credit is subject to strict income limitations."
                },
                {
                    "text": "Export credits are granted to firms in low-income countries to give them a breathing space to pay for goods exported to them."
                }
            ],
            "collocations": {
                "adjective": ["direct"],
                "verb + credit": ["have"],
                "credit + noun": ["balance"],
                "preposition": ["in credit", "credit of"]
            }
        },
        {
            "senseNumber": 8,
            "definition": "praise or approval because you are responsible for something good that has happened",
            "sensetop": "credit for (doing) something",
            "cefr": "b2",
            "ox3000": true,
            "examples": [
                {
                    "text": "to get/deserve/receive/take/claim the credit"
                },
                {
                    "text": "He's a player who rarely seems to get the credit he deserves."
                },
                {
                    "text": "We did all the work and she gets all the credit!"
                },
                {
                    "text": "I can't take all the credit for the show's success—it was a team effort.",
                    "contextForm": "credit for (doing) something"
                },
                {
                    "text": "At least **give** him **credit** for trying *(= praise him because he tried, even if he did not succeed)*."
                },
                {
                    "text": "Credit will be given in the exam for good spelling and grammar."
                },
                {
                    "text": "His courage brought great credit to his regiment."
                },
                {
                    "text": "We should give due credit to all who helped make the event a success."
                },
                {
                    "text": "Why should he get all the credit?"
                },
                {
                    "text": "The success of the venture reflects great credit on the organizers."
                }
            ],
            "collocations": {
                "adjective": ["great", "extra", "full"],
                "verb + credit": ["give somebody", "claim", "get"],
                "preposition": ["to somebody’s credit", "credit for"],
                "phrases": [
                    "give credit where credit is due",
                    "to somebody’s great credit",
                    "to somebody’s eternal credit"
                ]
            }
        },
        {
            "senseNumber": 9,
            "definition": "a person or thing whose qualities or achievements are praised and who therefore earns respect for somebody/something else",
            "sensetop": "credit to somebody/something",
            "cefr": "c2",
            "examples": [
                {
                    "text": "She is a credit to the school."
                },
                {
                    "text": "Your children are a great credit to you."
                }
            ],
            "topics": ["Success"],
            "collocations": {
                "adjective": ["great"],
                "preposition": ["credit to"]
            }
        },
        {
            "senseNumber": 10,
            "definition": "the act of mentioning somebody who worked on a project such as a film or a television programme",
            "cefr": "c2",
            "examples": [
                {
                    "text": "She was given a programme credit for her work on the costumes for the play."
                },
                {
                    "text": "**The credits** *(= the list of all the people involved)* seemed to last almost as long as the film!"
                },
                {
                    "text": "From the **opening credits**, the movie is non-stop action."
                },
                {
                    "text": "The **end credits** came as a welcome relief."
                },
                {
                    "text": "We left before the final credits began to roll."
                }
            ],
            "topics": ["TV, radio and news", "Film and theatre"],
            "collocations": {
                "adjective": ["opening", "closing", "end"],
                "verb + the credits": ["watch"],
                "the credits + verb": ["roll"]
            }
        },
        {
            "senseNumber": 11,
            "definition": "a film, play, television programme, etc. that somebody has worked on",
            "cefr": "c2",
            "examples": [
                {
                    "text": "His film credits included ‘The Witches’ and ‘Halloween III’."
                }
            ],
            "topics": ["TV, radio and news", "Film and theatre"]
        },
        {
            "senseNumber": 12,
            "definition": "a unit of study at a college or university (in the US, also at a school); the fact of having successfully completed a unit of study",
            "cefr": "c2",
            "examples": [
                {
                    "text": "My math class is worth three credits."
                },
                {
                    "text": "Participants were given a course credit for their participation in the study."
                },
                {
                    "text": "Students may have difficulty transferring credits to other institutions."
                },
                {
                    "text": "Tuition costs are based on the number of credit hours enrolled."
                },
                {
                    "text": "modules offering continuing education credits"
                },
                {
                    "text": "He took some advanced courses to earn college credits."
                }
            ],
            "topics": ["Education"],
            "collocations": {
                "adjective": ["course", "college"],
                "verb + credit": ["earn", "award", "grant"],
                "credit + noun": ["hour"]
            }
        },
        {
            "senseNumber": null,
            "definition": "if something does credit to a person or an organization, they deserve to be praised for it",
            "examples": [
                {
                    "text": "Your honesty does you great credit."
                },
                {
                    "text": "Your concern does you credit."
                }
            ]
        },
        {
            "senseNumber": null,
            "definition": "to give somebody the praise they deserve, even if you do not really want to",
            "examples": [
                {
                    "text": "Give credit where credit is due—what the man does, he does well."
                }
            ]
        },
        {
            "senseNumber": null,
            "definition": "to have achieved something",
            "examples": [
                {
                    "text": "He's only 30, and he already has four novels to his credit."
                }
            ],
            "topics": ["Success"]
        },
        {
            "senseNumber": null,
            "definition": "used to introduce the good points about somebody/something, especially after the bad points have been mentioned",
            "examples": [
                {
                    "text": "On the credit side, she’s always willing to work very late."
                }
            ]
        },
        {
            "senseNumber": null,
            "definition": "making somebody deserve praise or respect",
            "examples": [
                {
                    "text": "To his credit, Jack never told anyone exactly what had happened."
                },
                {
                    "text": "It was to her credit that she managed to stay calm."
                },
                {
                    "text": "To his credit, he gave them lunch."
                },
                {
                    "text": "To her eternal credit, she gave them a home."
                },
                {
                    "text": "To his great credit, he does not try to avoid the truth."
                }
            ]
        }
    ],
    "pronunciations": {
        "uk": [
            {
                "pronunciation": "/ˈkredɪt/",
                "audio": "cr/credit/credit__gb_1.mp3"
            }
        ],
        "us": [
            {
                "pronunciation": "/ˈkredɪt/",
                "audio": "cr/credit/credit__us_1.mp3"
            }
        ]
    },
    "wordOrigin": "mid 16th cent. (originally in the senses ‘belief’, ‘credibility’): from French crédit, probably via Italian credito from Latin creditum, neuter past participle of credere ‘believe, trust’."
}